What this involves
Tell us roughly how much is owed and what it is for, and we will tell you plainly which route fits and what it is likely to cost to get there.
Small claims court has a monetary jurisdiction limit (currently R20,000) and does not allow legal representation at the hearing itself — we can still draft the claim and prepare you thoroughly, but for larger amounts or where the debtor is likely to dispute liability, a magistrate's court summons with full representation is usually the better route.
A well-drafted letter of demand, sent by an Attorney, resolves a meaningful share of debt matters on its own — it signals that litigation will follow if ignored, and starts the clock on mora interest where applicable.
Where a summons is not defended, we can obtain default judgment and proceed straight to enforcement — a warrant of execution against the debtor's movable property, or garnishee proceedings against their salary or bank account, depending on what recovery route is realistic.
How long does it take?
An undisputed letter of demand often resolves within 2 to 4 weeks. An undefended summons can reach default judgment in 6 to 10 weeks, with enforcement to follow.
What will it cost?
R3 000 to R7 500 excl. VAT
Covers: Letter of demand and, if needed, preparing a summons.
Based on 2 to 5 hours of Attorney time at our rate of R1 500 per hour, excluding VAT.
This is an estimate, not a quote. The final fee depends on the facts and how complex your matter turns out to be, and your Attorney confirms it in writing before work starts. Court fees, sheriff’s fees, counsel and other disbursements are charged separately.
Ask for a firm quoteThis page is general information, not legal advice for your situation. See our Disclaimer.